Finance Center

EExploring the features of your dream GMC or Buick model is the fun part, but finding an auto lease or car loan can quickly become a hassle. For this reason, Ewing Buick GMC makes the financing process as easy as possible. We offer expert financing help so that drivers near Plano can comfortably afford the GMC Sierra 1500, GMC Terrain, GMC Acadia, Buick Encore or Buick Enclave that suits them best. Our finance team works with drivers from Dallas and beyond to find you affordable leases and loans that take into account your unique needs.

Explore All Your Finance Options in Plano

Are you the type of Texas driver who enjoys driving your vehicle for a long time and accessorizing it with bumper stickers or bike racks? Consider letting our team help you secure a great loan. Or, are you the type of driver who likes to get behind the wheel of a brand-new vehicle every couple of years and doesn't put too many miles on their vehicles in a year? Maybe you should consider an affordable lease for your Dallas, Frisco or McKinney commute. Either way, our finance team can help you choose your perfect method for getting your next vehicle in Plano.

Jumpstart the Auto Financing Process in Plano

When you're prepared to make your next move, you can count on our friendly financing experts here at Ewing Buick GMC to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to help you get that much closer to owning the GMC Sierra 1500, GMC Terrain, GMC Acadia, Buick Encore or Buick Envision of your dreams. We can discuss all special offers, deals, discounts, and warranties with you as well.

Frequently Asked Questions

Should I finance or lease my next Buick or GMC?

If you intend to keep your vehicle once you've finished making the payments, financing is probably the better choice. If you like to change vehicles more often and drive a vehicle that stays within the terms of a lease – mile-wise and condition-wise – leasing may be a better option. The two choices differ when it comes to payments, ownership of the vehicle, and what happens when the contract is over. Ewing Buick GMC will walk you through those differences so you can decide which is best for you.

Can I be approved for a car loan if I don't have a great credit history?

Your credit score is just one factor that goes into an auto loan decision. Other things such as income, your debt ratio, your down payment, and other factors go into the lender's decisions to approve your auto loan application. That is why we, at Ewing Buick GMC in Plano, work with the lenders to help our shoppers see what options are available for various credit histories. We can't promise or guarantee approval or loan terms, but submitting an application is the first step toward understanding your options.

Is it possible to apply for Buick or GMC financing online without having to visit the dealership?

Yes! You can get the process started at your own convenience on our website's finance center before you even set foot in our showroom. Fill out the financing application, and we'll get the right team involved in looking over your information and figuring out what's next. Before you fill out the application, be sure you have correct information about your income, employment status, and financial obligations as directed on the application. You can also get an idea of which model you want and what it might cost in our inventory and payment calculator.

What impact does trading in my old car have on my auto loan?

You might also be able to use your trade-in value to lower the amount to be financed. If there is positive equity in your vehicle at the time of trade, we might be able to use this amount toward your next purchase, minus any agreement negotiated with the seller. If you still have a loan balance, you'll need to pay off that amount before you can use your trade-in. Let the Ewing Buick GMC team know if you'd like us to help you estimate your trade-in!

What should I consider before choosing an auto financing plan?

Don't just look at your monthly payment; look at your loan or lease. Make sure you understand the interest rate, term length, down payment, amount borrowed, and taxes, fees, and other products included. An extended loan term may reduce your monthly payments, but it could also increase your total interest payments. For leasing, understand the mileage limits and end-of-lease fees. Our finance experts in Plano at Ewing Buick GMC can give you the current terms and help you compare your options so you can find the Buick or GMC that is right for your budget.